TBK Mortgage Studio - your mortgage, sorted

Navigating the mortgage market as an expat can be daunting, even for the most financially savvy individuals! The requirements set by lenders for obtaining a mortgage for expats can often be complex, especially if you're looking to invest in buy to let properties or if you're a portfolio landlord. However, we’re here to simplify the process, ensuring it doesn’t need to be strenuous!

Are you looking to buy to let a new investment property or remortgage an existing one? TBK is here to help, offering a tailored service to suit your circumstances, whether you're a portfolio landlord or seeking a mortgage for expats. All applications are unique!

Venturing into semi-commercial investment? It doesn't need to be complex! With the market offering more solutions than ever, whether you're looking for a buy to let opportunity or a mortgage for expats, we'll source the most suitable and competitive solution for you as a portfolio landlord.

Most lenders will assess applications slightly differently if you own 4 or more properties, as you are now classified as a ‘Portfolio Landlord’. This means that when applying for a buy to let mortgage, the underwriting process will take into consideration not just the security property, but your entire portfolio as a whole. This is particularly relevant for those seeking a mortgage for expats looking to invest in property abroad.
The Brokerage (Kent) Limited T/AS TBK Mortgage Studio is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The Brokerage (Kent) Limited T/AS TBK Mortgage Studio is registered in England & Wales under number 13490320. Registered address: Unit 5 Crown House, Gorseinon Road, Gorseinon, Swansea, SA4 9DX.
The information contained within this Website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £500.00 or 1%.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk
Your home may be repossessed if you do not keep up repayments on your mortgage.